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Glossary of Defined Terms in Home Lending
Explore Owning a Home
Equity Atlas Mandate
30 Year Fixed-Rate
15 Year Fixed-Rate
Flex Term Fixed-Rate
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How do I apply?
What does the overall process look like? What happens after pre-approval?
How can I fix less-than-perfect credit?
What kind of company is Equity Atlas? Can you prove it?
What rights do I have as a borrower? How will I be protected?
The most common home loan.
Lower total costs as well as a lower interest rate.
Repayment terms ranging from 16 to 29 years.
Borrow over the government home loan limit.
Do you know how long you intend to own your home?
So many industry terms, I need answers!
Where can I find loan guides, forms, and documents?
How do I calculate my monthly payments?
I just need to talk to a human being...
Why do we think the only solution centers around a capital-based design?
How we are changing the pattern of finance.
How do I get involved with this financial movement?
I want to sign up and keep tabs on Equity Atlas.
Your Home Loan Advisors
We have tied our best interest to yours.
We are vested in your growth.
Our success is your success.
We are shifting expectations in finance. Building
equity is what is important to us. Expect more from your lender.
Get Started here and explore your options.
As loan advisors, we will bring to you precise and accurate information on the programs available in every lending scenario.
Locate the Loan Program that works for you.
It is our job to make sure the process of buying a home is as simple and clear as possible. Our
contains tools, documents, policies, and a Finance Glossary to help in all stages of this journey.
Equity Atlas is a different kind of financial institution. Our single-share ownership model is designed to create both equity and equality, positioning us to perform—for our worker-owners, our customers and the
Did you know Equity Atlas was certified 100% worker-owned?
Click here to find out more about why certification is important.