When planning to buy a home, pre-applying is the only accurate way to explore your options.

First Gather the information
in this checklist.

We don't take
security lightly.

If you own a home and qualify with your current home equity, you may be able to refinance with a loan amount larger than your current mortgage and keep the cash out.

A great way to find out your refinance options is by talking to one of our advisors.

Pre-applying is the only accurate way to explore your options.

First Gather the information
in this checklist.

The first step is knowing your options

Now you know your price-points, and can start the exciting process of exploring the market.

By uncovering potential repairs as well as future maintenance issues, an inspection is good protection against the unforeseen.

After repairs or price adjustments, the appraisal determines the fair market value of the home you are purchasing.

Part of the process is selecting an insurance company to provide property insurance for your home.

At this stage you will get loan conditions signed-off, and start to make moving arrangements in preparation for closing.

After you have paid the down payment and signed all the necessary documents, the closing is complete.

Congratulations!
You are now officially a home owner.

Arrangements will be made by the real estate agent to secure the keys. The day you move into your new home will be one of the most rewarding experiences of your life.

We know the loan market. There's a loan out there that works best for you,
and we can find it.

We have worked hard to create efficient processing of your loans. Our clients' experience and time are valuable to us.

Being 100% worker-owned / employee-owned means we don't separate owners and clients. We share a community.

The finance world can be cold. Learn how we make it better for our community through our company mandate.

We are not satisfied with the way borrowers have been treated. With us your rights are extended.