When planning to buy a home, pre-applying is the only accurate way to explore your options.
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I want to see the whole process
New Home Loans
Pre-Applying is Easy
First Gather the information in this checklist.
Okay I'm ready; let's do this!
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What about security?
New Home Loans
Your Information is Encrypted
We don't take security lightly.
Why Equity Atlas?
pre-apply
Refinance a Home
Cash-Out, Renovations, Additions →
Refinance a Home
How it works
If you own a home and qualify with your current home equity,
you may be able to refinance with a loan amount larger than your current mortgage and keep the cash out.
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How do I find out more?
Refinance a Home
Talk to Us
A great way to find out your refinance options is by talking to one of our advisors.
Yes, I want an advisor.
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How do I start the process?
Refinance a Home
First Thing's First
Pre-applying is the only accurate way to explore your options.
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Show me how to pre-apply now
New Home Loans
Pre-Applying is Easy
First Gather the information in this checklist.
Okay I'm ready; let's do this!
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Actually, I'd like to talk to someone
The Ownership Process
Your process from 35k feet →
01
Pre-Approval
The first step is knowing your options
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Next: Choosing a Home
02
Choose a Home
Now you know your price-points, and can start the exciting process of exploring the market.
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Next: Home Inspection
03
Home Inspection
By uncovering potential repairs as well as future maintenance issues, an inspection is good protection against the unforeseen.
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Next: Appraisal
04
Appraisal
After repairs or price adjustments, the appraisal determines the fair market value of the home you are purchasing.
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Next: Homeowner's Insurance
05
Homeowner's Insurance
Part of the process is selecting an insurance company to provide property insurance for your home.
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Next: Pre-Closing
06
Pre-Closing
At this stage you will get loan conditions signed-off, and start to make moving arrangements in preparation for closing.
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Next: Loan Closing
07
Loan Closing
After you have paid the down payment and signed all the necessary documents, the closing is complete.
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Next: Funding
08
Funding
Congratulations! You are now officially a home owner.
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Next: Moving In
09
Moving In
Arrangements will be made by the real estate agent to secure the keys. The day you move into your new home will be one of the most rewarding experiences of your life.
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Explore more in-depth
Why Equity Atlas?
We are unique among lenders →
01
Market Expertise
We know the loan market. There's a loan out there that works best for you, and we can find it.
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Next: Processing
02
Streamlined Processing
We have worked hard to create efficient processing of your loans. Our clients' experience and time are valuable to us.