GET STARTED

Your Loan Application

The first step is knowing your options

Apply online here. Use the form below to apply and discover what you can borrow.

We understand that the process of buying a home can be a bit overwhelming. There are rules and regulations coming from all sides, and revealing personal information can feel invasive. It is our job to make this important step toward home ownership a safe, predictable, and hopefully enjoyable experience. Applying for your loan ensures a stronger negotiating position and keeps buyers competitive in a seller's market.
Let Us Help You.
To provide you with options, a snapshot of your financial situation will be required. There are three ways to share this information with us. We have an online loan application you can use directly. If you prefer, give us a call and we can do a phone application, or we can connect face-to-face. In any case, your information is safe and secure. It remains confidential and is not shared with any third parties unless they are directly involved with your loan process.
"What if I don't qualify?"
Need More Info?
We can help you understand which loan programs you might qualify for, which are a best fit, how the loan process works, and which steps to take next. Find resources on this website, such as the basics of Financial Fitness and the home-buying process, or you can always contact us and ask a question.
I'd like to contact an Advisor

Loan Approval Process

01 Apply

There are two parts to the loan approval process. First, a home loan application must be initiated. This application is simple and can be completed online, in-person, or over the phone. The information required on the application is standard, most of which can be pulled from memory.
02 Verify

The second part of the loan approval process, after the loan application is completed, is to verify the information as provided on the loan application. It is reviewed by an underwriter and a loan approval is issued.
 
Materials Checklist
It's always good to be prepared — Download the checklist of materials you will need to pre-apply here. (Document includes two checklists.)

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You Have New Rights
  It is not enough to offer a banker's version of a borrower's rights. We are extending new right's to borrowers, such as the right to support their local economy and the right to understand their obligation.