New Home
Loans

New Home Loans

First Thing's First

When planning to buy a home, pre-applying is the only accurate way to explore your options.
New Home Loans

Pre-Applying
is Easy

First Gather the information
in this checklist.
New Home Loans

Your Information
is Encrypted

Refinance
a Home

Refinance a Home

How it works

If you own a home and qualify with your current home equity, you may be able to refinance with a loan amount larger than your current mortgage and keep the cash out.
Refinance a Home

Talk to Us

A great way to find out your refinance options is by talking to one of our advisors.
Refinance a Home

First Thing's First

Pre-applying is the only accurate way to explore your options.
New Home Loans

Pre-Applying
is Easy

First Gather the information
in this checklist.

The Ownership Process

01

Pre-Approval

The first step is knowing your options

02

Choose a Home

Now you know your price-points, and can start the exciting process of exploring the market.

03

Home Inspection

By uncovering potential repairs as well as future maintenance issues, an inspection is good protection against the unforeseen.

04

Appraisal

After repairs or price adjustments, the appraisal determines the fair market value of the home you are purchasing.

05

Homeowner's Insurance

Part of the process is selecting an insurance company to provide property insurance for your home.

06

Pre-Closing

At this stage you will get loan conditions signed-off, and start to make moving arrangements in preparation for closing.

07

Loan Closing

After you have paid the down payment and signed all the necessary documents, the closing is complete.

08

Funding

Congratulations!
You are now officially a home owner.

09

Moving In

Arrangements will be made by the real estate agent to secure the keys. The day you move into your new home will be one of the most rewarding experiences of your life.

Why
Equity Atlas?

01

Market
Expertise

We know the loan market. There's a loan out there that works best for you,
and we can find it.

02

Streamlined Processing

We have worked hard to create efficient processing of your loans. Our clients' experience and time are valuable to us.

03

We Are 100% Employee-Owned

Being 100% worker-owned / employee-owned means we don't separate owners and clients. We share a community.

04

We Make Promises

The finance world can be cold. Learn how we make it better for our community through our company mandate.

05

Borrowers' Rights

We are not satisfied with the way borrowers have been treated. With us your rights are extended.