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What do I need to know to pre-apply? How does it work?
What does the overall process look like? What happens after pre-approval?
How can I fix less-than-perfect credit?
What kind of company is Equity Atlas? Can you prove it?
What rights do I have as a borrower? How will I be protected?
The most common home loan.
Lower total costs as well as a lower interest rate.
Repayment terms ranging from 16 to 29 years.
Borrow over the government home loan limit.
Do you know how long you intend to own your home?
So many industry terms, I need answers!
Where can I find loan guides, forms, and documents?
How do I calculate my monthly payments?
I just need to talk to a human being...
Why do we think the only solution centers around a capital-based design?
How we are changing the pattern of finance.
How do I get involved with this financial movement?
I want to sign up and keep tabs on Equity Atlas.
Your Home Loan Advisors
Your loan process—easier, clearer, better.
Home Loan Pre-Application
If you're ready to get started, Equity Atlas can help. Fill out the first step online, or give us a call if you prefer.
Explore Owning a Home
If you are wondering how the home lending process works, you're in good company. Discover the process here.
Just as exercise keeps one physically fit, financial fitness likewise takes effort. Discover steps to prepare yourself for buying a home.
Know who supports you.
Equity Atlas is a worker-owned, community-inspired, finance corporation dedicated to building local equity through community ownership. View our corporate mandate.
Borrower's Rights: Know what to expect.
Transparency is a central focus at Equity Atlas. As a borrower, you have rights. We further extend those rights to include a new set of common sense expectations that should be a part of every financial relationship.
Worried about your credit or eligibility?
Take a look at the path to Financial Fitness, and see where you fit in.